Preview:
Falling behind on your bills absolutely sucks. The stress alone from dealing with credit card debt is enough to drive you bonkers, but once you fall behind, it can feel like you’re the biggest failure in life. I know because it happened to me. Not only has it happened to me, but I also started my career more than two decades ago helping people get out of credit card debt. I’ve helped tens of thousands of people along the way. My latest venture is the first app built for past due debts, and in just a few weeks, we had over 200k people sign up for the service.
Common questions pop up all the time, so I decided to write a super simple guide that helps those of us who have fallen behind on payments or are about to fall behind. If you’re not behind but know someone who is, share this. I promise it will help them. At the very least, they will learn they are not an anomaly. In fact, it’s very normal. After all, we all learned how to dissect a frog in school, but there was never a class that taught us how to use a credit card. That lack of financial education has systemic ramifications. I wholeheartedly believe that our past due debts are a byproduct of those ramifications.
Teaser:
Are you struggling with overdue payments? You’re not alone. Jason Saltzman shares his personal experience and expertise in dealing with credit card debt in his latest guide. This comprehensive article covers everything from the emotional toll of falling behind to practical steps you can take to manage and negotiate your debt.
Read the full article on Medium to learn more about:
- The stages of falling behind on payments
- Common misconceptions about debt and its consequences
- The benefits of negotiating with debt collectors
- State laws on debt collection
Discover the insights and strategies that can help you regain control of your finances and move towards financial freedom.
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